The best time is at least one quarter before year-end — ideally earlier. Many tax-saving moves must be executed before December 31 and can't be done retroactively. Starting in Q3 or Q4 gives us time to model options and execute. If you're planning a business exit or major asset sale, engagement 1–3 years in advance is ideal.

We review your year-to-date P&L and income, project your full-year tax position, identify any moves that should be made before the next quarter, and update your quarterly estimated payments. Meetings are 45–60 minutes via video call or in person. Between meetings, you have direct access to your CPA or EA for questions.

It varies by income level and situation, but business owners earning $300K–$1M typically save $15,000–$80,000 annually through proactive planning versus reactive filing. High-net-worth individuals with investment income, equity compensation, or business exits can save significantly more. We provide a tax reduction estimate during your initial planning engagement.

Yes — and ideally you engage us 1–3 years before the sale. Transaction structure (asset sale vs. stock sale), installment sales, qualified opportunity zone reinvestment, and entity restructuring all require advance planning. The difference in after-tax proceeds between a planned and unplanned exit can easily be seven figures.

Tax planning is an add-on to tax preparation — you receive both. Planning clients get quarterly strategy sessions and year-round CPA access, plus their annual return preparation. We structure the engagement so planning and filing work as a single integrated service.